Spending & Budget
LIVE FROM TRANSACTIONS · CURRENT MONTH
Category BreakdownTHIS MONTH
Budget vs Actual — by CategoryTHIS MONTH
| Category | Budget | Actual | Remaining | Progress | Status |
|---|
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Daily Spend HeatmapTHIS MONTH
Savings & Net Worth
JOINT ACCOUNTS · ACTUAL + PROJECTED TRAJECTORY
Joint Savings
—
Joint accounts only
Joint Investments
—
Joint portfolios
Joint Net Worth TimelineACTUAL + PROJECTED
Personal Savings
—
UOB One + personal
Personal Investments
—
Barret portfolios
Personal Net Worth
—
Savings + Investments
Credit Cards
CYCLE SPENDING · PAYMENT STATUS · LIVE FROM TRANSACTIONS
6-Month Spend by CardSNAPSHOTS
Monthly Variance & Reports
SELECT ANY MONTH · P&L · WATERFALL
Income → Expenses → Net SavedWATERFALL
Budget Variance by Category
| Category | Budget | Actual | Δ Variance |
|---|
| Select a month |
Month-on-Month Comparison
Goals & Trends
LIVE PROGRESS · TRAJECTORY · WHAT-IF SIMULATOR
Retirement Growth Trajectory7% PA COMPOUND
What-If SimulatorINTERACTIVE
Gross income:
SGD 10,500
PROPERTY GOAL
—
Est. completion
EMERGENCY FUND
—
Months to complete
JOINT NW @ 2030
—
5% pa growth
Net investable = Gross income − Joint expenses · Projections use current budget as expense baseline